Your bad credit history does not have to stop you from buying your dream home.
Most mortgage companies won't finance people with poor credit. A lender that specializes in bad credit mortgages will help you if you have bad credit score, low income, etc.
A bad credit mortgage lender can get a loan a lot quicker then other offers from lenders and banks. But the home loan you take will probably have a higher interest rate. Our goal is to help you find a mortgage with the lowest rates possible.
You can try these helpful companies and resources to get a mortgage:
http://www.mortgagecreditproblems.com
http://www.mortgageloan.com
Friday, October 26, 2007
Bad Credit Mortgage?
No one is perfect. Maybe you were young and forgot to pay off a credit card on time. Or ten times. Should you be punished for the rest of your life? Maybe you lost your job and couldn't make your car payment. Whatever it was - you deserve a second chance. Or third ;)
The mortgage market has become very competitive and companies are now more willing than ever to help you get a bad credit mortgage. If you want to buy a home, it has never been easier. You barely have to put down any money, and they will even overlook your prior bad credit. The longer in the past it happened the better, be prepared to do some explaining, but you can get a mortgage.
A little technical info about what constitutes a bad credit history - previous mortgage arrears, county court judgments, Individual Voluntary Arrangements or bankruptcy. You can get a mortgage and restart your life =)
The mortgage market has become very competitive and companies are now more willing than ever to help you get a bad credit mortgage. If you want to buy a home, it has never been easier. You barely have to put down any money, and they will even overlook your prior bad credit. The longer in the past it happened the better, be prepared to do some explaining, but you can get a mortgage.
A little technical info about what constitutes a bad credit history - previous mortgage arrears, county court judgments, Individual Voluntary Arrangements or bankruptcy. You can get a mortgage and restart your life =)
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